Toby joined JH&P as an Assistant Financial Planner in April 2024. He graduated from the University of Exeter with a first-class degree in Economics and Finance in 2021 and has been working in Financial Planning ever since. Toby holds the CII Diploma in Financial Planning and is working towards Chartered status.

Outside of work, Toby stays active through running and golf, and he enjoys making the trip home to spend time with his family and two dogs when time permits. Inspired by Gary Player’s words, “The harder you practise, the luckier you get,” Toby believes in the value of dedication and continuous improvement. He thrives on building meaningful relationships with clients and colleagues alike and finds deep motivation in JH&P’s client-first culture, where understanding clients’ needs and delivering exceptional outcomes is at the core of everything we do.